Kevin Ryan, CPA/Partner, Citrin Cooperman
The Breakers Palm Beach Review
April/May 2021
May 17, 2021Real Estate Investing can Change the Game
April/May 2021
Apr 18, 2021January 2020
Jan 8, 2020Let it Be
PARTICIPATING IN A COMPANY’S retirement plan is a smart and important decision — smart because you put away small amounts today for a comfortable retirement later.
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December 2019
Dec 13, 2019Ups and Downs
THE FEDERAL FUNDS RATE is the interest rate targeted by the Federal Reserve. It is the interest rate banks charge each other for overnight loans. After the recent cut on Oct. 30, 2019, the third cut this year, the rate will hover between 1.5 percent and 1.75 percent. The federal funds rate is not the rate used by banks for lending to individuals and businesses; that is the prime interest rate, currently at 4.75 percent. Since 1994 banks commonly calculate the prime interest rate as the federal funds rate plus 3 percent (in this case 1.75 percent plus 3 percent). Every U.S. bank sets its own prime rate; however, most utilize the same one.