If the thought of a polar bear plunge makes you shiver, consider visiting one of these seven beaches for warmer weather and pleasantly warm waters all winter long. © Tero Hakala | Dreamstime.com

Ocean temperatures off the coast of Jamaica rarely dip below the low 80s. Enjoy calm waters and white sands at Seven Mile Beach, near Negril. © Dustin Hall | Dreamstime.com

For something more isolated, try the beaches on Linapacan Island. Part of the Philippines, the remote island has few tourists, and boasts superb snorkeling and dramatic scenery. © Pixattitude | Dreamstime.com

For warm waters stateside, try Kalapaki Beach in Hawai’i. Named one of the best beaches in America, the waves hover around a balmy 80 degrees. © Kauai Visitors Bureau

Another can’t-miss Hawai’ian beach is found at Hanauma Bay. The expansive, protected cove is a Marine Life Conservation Area and home to sea turtles. © Tero Hakala | Dreamstime.com

It is possible to find warm waters around the contiguous United States in the middle of winter. January waters off Key West hit just below 70 degrees. Try Smathers Beach for a mile of tranquil waves and white sand. © Lunamarina | Dreamstime.com

Increasing air service to St. Thomas makes visiting the Caribbean destination a breeze. Visit Lindquist Beach, which remains pristine and undeveloped thanks to its protected location within Smith Bay Park. © Ehelland | Dreamstime.com

Lastly, head to the Bahamas and Little Exuma to visit Tropic of Cancer Beach, a crescent-shaped shoreline offering white sands and vibrant, cerulean waters. © Astra490 | Dreamstime.com